Search results for "remortgage"

Resource Directories 2

Below is a list of valuable web links to quality websites, article and directory site. I believe these sites will benefit our readers. All of these sites provided here offer you a great source of good quality money saving Expert advice and information about money saving tips, credit card consolidation, debt management, secured homeowner loan, […]

Continue Reading 0

Mortgage gloom set to continue through 2009

In the last two months I have seen nine clients all wishing to remortgage their homes. Some of my clients are at the end of a mortgage deal, others are looking to consolidate their expensive secured loans, unsecured loans and credit card debts into an affordable mortgage deal. Whilst some clients are looking for a […]

Continue Reading 0

Homeowners 2-year Mortgage holiday debt nightmare?

Gordon Brown could not wait to upstage the Queens’ Speech by releasing his governments’ latest initiative to the MPs in the House of Commons. He announced that mortgage borrowers who suffered from a drop in income would be able to defer their mortgage interest payments for up to two years. This initiative was agreed by […]

Continue Reading 1

Homeowners are faced with a dysfunctional mortgage market

The Council of Mortgage Lenders (CML) warned that the rationing of mortgages will deteriorate in 2009.  The CML felt that homeowners with mortgages were being forced to cope with a dysfunctional mortgage market.  Last year the net mortgage lending was £108billion and this year it is expected to be around £40billion, which is a 60% […]

Continue Reading 0

UK Mortgage Market expected to be stagnant for three years

The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be paralysed until 2010 as there will be a shortage of mortgage finance […]

Continue Reading 0

Mortgage Lenders Finally Slash Mortgage rates | Mortgage Expert

In the wake of last weeks shock announcement by Bank of England of a 1½% interest rate drop from 4.5% down to 3%. This was not before time! Around 40 mortgage lenders withdrew their trackers rate products from the market and said they would be reviewing and relaunching their tracker products later this week. By last Friday afternoon […]

Continue Reading 0

British Savers hit Hard by Bank of England’s Decision! | Mortgage Expert

Yesterdays announcement by the Bank of England delivered an unexpected statement that they were cutting their base rate by 1½% from 4.5% to 3%.  It has been done to kick start our stalling economy and to try and prevent a deepening recession. Everyone was expecting a ½%; but, we all hoped for a full 1% […]

Continue Reading 0

Restructure your debts to make them more affordable | Debt Management

We have all watched as our government has bought a share in the Royal Bank of Scotland (RBS), Lloyds TSB, Halifax and then they privatised the Northern Rock and Bradford and Bingley. They have given these banks a life-line. But what life-line have they offered the rest of us? Some people are struggling more than […]

Continue Reading 0

Finance Calculators

Mortgage and Loan Calculator Repayment Mortgage Calculators are a great way to start your research and it’s important to know how much you can borrow when arranging a Mortgage, Remortgage, Personal unsecured Loan or a Secured Homeowner loan. It’s important when trying to arrange a quick mortgage or a quick remortagage.  Please be aware that […]

Continue Reading

Mortgages available at 2007 levels!

It’s nearly a week since the Bank of England dropped their base rate from 5% to 4.5% and we are still waiting for more competitive interest rates from the banks for mortgages, remortgages personal and business loans. It seems that the top four banks namely, RBS, Lloyds TSB, HBOS and Barclay’s Bank were quick to […]

Continue Reading 0

Interest Rate Cuts by Desperate Men Seeking Desperate Solutions!

Are The Interest Rate Cuts Welcome? Yesterday’s unprecedented announcement from the Prime Minister Gordon Brown that The Bank of England had cut the UK interest rate by 0.5% has been welcomed by everyone. The mortgage interest rate has fallen from 5% to 4.5% which is great news for everyone. Further news that the US and […]

Continue Reading 1

Can the Buy-to-Let landlord survive the Credit Crunch?

This is not a stupid question to ask. I was with a client last week and I was arranging a five year fixed rate buy-to-let mortgage on a 75% loan-to-value mortgage with the Bank of Scotland. While my client and I were signing all the paperwork for their new buy-to-let mortgage, the Bank of Scotland had […]

Continue Reading 0

How did we get Here? | Debt Help

Over the last two decades Finance has never been easier to obtain. Finance companies have literally thrown finance at customers. The lenders and providers have loaned money with insufficient affordabliity checks being carried out. Our personal borrowing (credit cards, hire purchase, loans and mortgages) as a nations has grown beyond belief and the amount of […]

Continue Reading 1