Posts Tagged ‘ fixed rate mortgage ’

Mortgage Rate | Homeowners Lowest Mortgage Rate Dilemma

By
Mortgage Rate | Homeowners Lowest Mortgage Rate Dilemma

The Lowest Mortgage Rate in Decades

Homeowners are today missing out on some the lowest fixed mortgage rate deals available in the last twenty four years. On the 9th March 2009 the Bank of England first reduced the base rate …


Read More »

Fixed Mortgages have declined in the last year – Mortgage Advice

By
Fixed Mortgages have declined in the last year – Mortgage Advice

The mortgage market remains in a state of quandary with changing opinions and advice being given by the money and savings experts. This recession is proving to be deeper and more unforgiving than the previous. Mortgage Brain who provides a …


Read More »

Higher Fixed Rate Mortgages are on the Way – Mortgage Advice

By
Higher Fixed Rate Mortgages are on the Way – Mortgage Advice

The CBI

The Bank of England base rate remains at 0.5% for the third consecutive month there are warnings recommending that higher fixed rate mortgage deals are on the horizon. Borrowers are reluctant to remortgage now due to the low …


Read More »

Number of Mortgage Products available rises – Mortgage Advice

By
Number of Mortgage Products available rises – Mortgage Advice

The situation as I see it!

Money seems to be in short supply; interest rates offered by banks for saving money remains diabolical; unemployment is expected to increase by quarter of a million as students leave university and college and …


Read More »

The Mortgage interest rate looks to have bottomed out

By
The Mortgage interest rate looks to have bottomed out

Money saving Expert says, surely the Bank of England base rate cannot drop any further? They could drop another half a percentage point to zero but there seems little point in reducing interest rates further. The government and the Bank …


Read More »

How often should you remortgage?

By
How often should you remortgage?

Over the years I have come across people who have been brainwashed into remortgaging every two or three years by their Bank, Building Society or their Mortgage Broker. These intelligent people are sold the story that know body knows where …


Read More »

Savers get a raw deal again as interest rates plummet!

By
Savers get a raw deal again as interest rates plummet!

The Bank of England decision today to drop interest rates to 1½ % is the lowest interest rate in the Banks 314 year history, since it was established in 1694. The Banks of England’s reason for another drop in the …


Read More »

Mortgage gloom set to continue through 2009

By
Mortgage gloom set to continue through 2009

In the last two months I have seen nine clients all wishing to remortgage their homes. Some of my clients are at the end of a mortgage deal, others are looking to consolidate their expensive secured loans, unsecured loans and …


Read More »

British Savers hit Hard by Bank of England’s Decision! | Mortgage Expert

By
British Savers hit Hard by Bank of England’s Decision! | Mortgage Expert

Yesterdays announcement by the Bank of England delivered an unexpected statement that they were cutting their base rate by 1½% from 4.5% to 3%.  It has been done to kick start our stalling economy and to try and prevent a …


Read More »

Restructure your debts to make them more affordable | Debt Management

By
Restructure your debts to make them more affordable | Debt Management

We have all watched as our government has bought a share in the Royal Bank of Scotland (RBS), Lloyds TSB, Halifax and then they privatised the Northern Rock and Bradford and Bingley. They have given these banks a life-line. But …


Read More »



Debt Problems