TalkMoneyBlog provides free financial help and information to all our readers on a regularly bases.

Money saving tipster says if you still believe that eating crusts will make your hair curl and that elephants are afraid of mice, you might also be clinging to some myth about credit - and that could be harming your chances of getting the deals you need when it comes to a homeowner loans, unsecured [...]

As the editor of talkmoneyblog ,  I am often asked if now is the best time to take on a new mortgage and buy a new home, here are my finance tips. Ask ten people whether they think the time is right to venture back into the property market and you’re likely to get a [...]

Here are some finance tips that suggest your credit rating could suffer as a result of you not understand what credit terms are all about. It can be hard to navigate the credit minefield, which is littered with technical terms and governed by rules many of us don’t understand. This guide is designed as a [...]

Cheques, utility bills and credit card payments, loan payments and mortgage payments may be held up or returned to their senders during the round of postal strikes that are causing backlogs and confusion around the country - and your credit rating could suffer as a result say the money experts who offer money saving tips.
Unless [...]

You may think the odds are in your favour when it comes to being a victim of identity fraud. But using other people’s stolen personal details to obtain credit and commit scams is one of the UK’s fastest growing crimes - and the fraudsters are always on the look out for ways to up their [...]

The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock has worn off, redundancy can herald a new beginning - a chance to set up your own business, use any pay-off to clear your debts or find a role that gives a better [...]

According to the Bank of England’s Credit Conditions survey, most lenders expect to see a small increase in the amount of credit on offer in the coming months it was reported to the money saving expert. But this good news needs to be tempered by the thought that would-be borrowers need a better-than-ever credit rating, [...]

Most companies will claim back your Mis-sold Payment Protection Insurance (PPI) for a 30% share of your compensation.
STOP!
You can now claim back your own Payment Protection Insurance yourself by following my easy to use Guide with templated letter.

Over the past few years many Payment Protection Insurance (PPI)  providers have been fined for mis-selling [...]

Knowledge is power when it comes to getting the credit you want. Start by understanding the impact your credit history has on the type of offer you get - or whether you get an offer at all.
Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages and other credit accounts, [...]

We all need to be careful with money at the moment and money saving tips and expert advice is always welcome  - but we’re used to enjoying a high standard of living and regular indulgences. From the big things, such as a wedding or holiday, to everyday necessities, like electricity and food, these tips could help you [...]