More People Are Struggling To Pay Off Their Credit Card Debts Today more people are struggling to pay off their credit card debts each month when faced with which bills to pay first. According to Credit Action almost sixty-six percent of Britons had seen their finances stretched by the current recession. It seems that...
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I recently read an old article about the Credit card companies refusing to lend applicants with spotless credit files; these people were considered by the credit card companies to be able and willing to clear their credit cards debts monthly and the lenders would not make any money from this type of client. These...
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Bad Credit Ratings Affect Us All Just as the world is warming up, the credit climate has undergone a profound change since the recession took hold as many of us find we have bad credit records. According to the latest Bank of England figures, around 1.6 million of us apply for some form of...
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ID Fraud Can Damage Your Finances If You Become A Victim of ID Fraud it will cost you money to sort it out. Our Financial Expert, Mark Aucamp, has discovered that a tsunami of ID fraud is Overwhelming Britain today. This is based on a survey by Infosecurity Europe. Such fraud can lose, and...
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As the editor of talkmoneyblog ,  I am often asked if now is the best time to take on a new mortgage and buy a new home, here are my finance tips. Ask ten people whether they think the time is right to venture back into the property market and you’re likely to get...
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Cheques, utility bills and credit card payments, loan payments and mortgage payments may be held up or returned to their senders during the round of postal strikes that are causing backlogs and confusion around the country – and your credit rating could suffer as a result say the money experts who offer money saving...
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You may think the odds are in your favour when it comes to being a victim of identity fraud. But using other people’s stolen personal details to obtain credit and commit scams is one of the UK’s fastest growing crimes – and the fraudsters are always on the look out for ways to up...
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The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock has worn off, redundancy can herald a new beginning – a chance to set up your own business, use any pay-off to clear your debts or find a role that gives a...
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According to the Bank of England’s Credit Conditions survey, most lenders expect to see a small increase in the amount of credit on offer in the coming months it was reported to the money saving expert. But this good news needs to be tempered by the thought that would-be borrowers need a better-than-ever credit...
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Knowledge is power when it comes to getting the credit you want. Start by understanding the impact your credit history has on the type of offer you get – or whether you get an offer at all. Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages and other...
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