How fit are your finances?
If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old [...]
Learn MoreMortgage update for Homeowners looking for better Mortgage deals
For every ten homes sold last month one was a remortgage. Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming [...]
What really matters to finance lenders – and what’s a credit myth?
Money saving tipster says if you still believe that eating crusts will make your hair curl and that elephants are afraid of mice, you might also be clinging to some myth about credit - and that could be harming your chances of getting the deals you need when it comes to a homeowner loans, unsecured [...]
How to cut your food shopping bills to save money?
The options you may consider are stealing although this is certainly not recommended by finance experts. You could buy ready made meals, shop at your local town market or you could switch supermarkets from the likes of Sainsbury’s to Asda or Lidl. Another alternative would be to switch from a premium brand or manufacturers’ [...]
Money Advice and Tips to coping with redundancy
As a finance guru I am often asked for tips and advice for someone who has just been made redundant. How should they cope with protecting their finances and their credit report? The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock [...]
How to get a green light for your next mortgage and not the mortgage blues
Getting a mortgage is going to be a lot tougher - particularly for people with a less-than-perfect credit history or anyone whose income has previously been self-certified. The money saving expert recently heard the account of a lady who had missed one credit card payment and a council tax payment in the last twelve months. [...]
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The Ultimate Guide to your credit – and how to get it
Here are some finance tips that suggest your credit rating could suffer as a result of you not understand what credit terms are all about. It can be hard to navigate the credit minefield, which is littered with technical terms and governed by rules many of us don’t understand. This guide is designed as a [...]
Don’t let the postal strike wreck your credit status
Cheques, utility bills and credit card payments, loan payments and mortgage payments may be held up or returned to their senders during the round of postal strikes that are causing backlogs and confusion around the country - and your credit rating could suffer as a result say the money experts who offer money saving tips.
Unless [...]
Coping with Redundancy
The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock has worn off, redundancy can herald a new beginning - a chance to set up your own business, use any pay-off to clear your debts or find a role that gives a better [...]
Reasons for claiming Payment Protection Insurance (PPI)
By following our expert money saving tips you can protect your finances today.
HERE ARE A FEW REASONS WHY YOU CAN CLAIM?
If you can answer ” YES ” to any of the questions below then you may be entitled to make a claim fro mis-sold Payment Protection Insurance:
Has your PPI provider been fined for mis-selling by [...]
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Redundancy may be a worry for many people right now but it’s not necessarily the main cause of our financial woes. Rising bills and one-off payment shocks, such as having to replace a car, can be much more damaging, according to research from the Council of Mortgage Lenders (CML). It showed that higher food and [...]





