Archive | Recession

The Best Money Saving Advice Available Today!

Money Saving Advice Guaranteed To Save You Money! The Credit Crunch has hopefully come and gone in the last seven years.  America, Europe, Japan and the United Kingdom have all acknowledged that the recession of the past seven years was the worst recession in history. Many economic pundits have put it’s severity on a level […]

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Credit Card Debts – Are You Struggling To Pay Your Credit Cards

More People Are Struggling To Pay Off Their Credit Card Debts Today more people are struggling to pay off their credit card debts each month when faced with which bills to pay first. According to Credit Action almost sixty-six percent of Britons had seen their finances stretched by the current recession. It seems that 31% […]

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Businessman furious at banks’ refusal to lend bricks up Barclays branch in protest

This is an article that I felt our readers would enjoy it was written by Colin Fernandez of the Daily Mail Online 27th September 2010 When Cameron Hope tried to get a loan to help his business grow he felt as if he were talking to a brick wall. In fact, he became so angry […]

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Gordon it’s time to go

My Money Saving tip today is for Gordon Brown to resign which will save us billions of pounds. Gordon Brown bedded the bankers and took their advise not to regulate our Banking Industry. Duh!  “It’s like God taking advise from the Devil on how to prevent Evilness!” Your true legacy is that you are an […]

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How to trash your credit rating and how to avoid it

The Money Saving Expert has discovered that in the last five years, most people’s attitude to their credit status was, “It must be OK – I’m always being offered cards and loans.” Today, things couldn’t be more different. Banks facing the combined effects of the credit crash and recession have tightened their lending criteria so […]

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Explain My Credit Score So I understand

Explain My Credit Score Can someone explain my credit score to me? Just as the world is warming up, the credit climate has undergone a profound change since the recession took hold our money expert discovered. According to the latest Bank of England figures, around 1.6 million of us apply for some form of credit […]

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Mortgage update for Homeowners looking for better Mortgage deals

For every ten homes sold last month one was a remortgage. Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming […]

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Is now the right time to take out a new Mortgage and buy a home?

As the editor of talkmoneyblog ,  I am often asked if now is the best time to take on a new mortgage and buy a new home, here are my finance tips. Ask ten people whether they think the time is right to venture back into the property market and you’re likely to get a […]

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Mortgage lenders to test borrower’s affordability for home loans

The Financial Services Authority (FSA) has released their mortgage market review discussion paper and they have outlined their proposal for tougher regulations. It is evident that they will be more authoritarian and intrusive in the way they regulate the mortgage industry in future. The FSA want to control the industry as they believe the industry […]

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Top tips: how to improve your credit rating

  The days of easy credit are long gone – if they ever existed. Now, you need a really good credit rating to be in with a chance of getting the best deals. These money saving tips could help you. Understand how lenders make decisions. They calculate your credit rating (or score) by giving a […]

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Coping with Redundancy

The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock has worn off, redundancy can herald a new beginning – a chance to set up your own business, use any pay-off to clear your debts or find a role that gives a better […]

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Unemployment is still rising what are your views? – Recession News

Unemployment has now risen to 2.38 million in the last three months, the Office for National Statistics reported. Unemployment figures do not indicate the depth of the recession or when we are nearing the end. Businesses are still fighting for their survival and they continue to cut jobs as a way of saving money in […]

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Check My Credit History – Truth Behind Your Credit History

Check My Credit History Myths Knowledge is power when it comes to understanding your credit history you need to have the information. Check my credit history is something everyone of us needs to do ea couple of times a year. Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages […]

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Fixed Mortgages have declined in the last year – Mortgage Advice

The mortgage market remains in a state of quandary with changing opinions and advice being given by the money and savings experts. This recession is proving to be deeper and more unforgiving than the previous. Mortgage Brain who provides a mortgage sourcing system which is used by professional mortgage brokers has said that the number […]

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