How fit are your finances?
Welcome back!Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than [...]
Learn MoreFifteen Great Money Saving Ideas and Tips to survive this Recession
Any expert would tell you to sit down and analysis your current spending habit before considering any money saving ideas and tips. You should do a budget of all your income and expenses and see how much money you have left at the end of the month. Armed with your spending information you should then [...]
Cost of Living has increased by 18% in the last year
The cost of living is believed to have increased by 18% over the past year. Much of the increase in our supermarkets is due to the decline of our currency on the exchange rate market against other major currencies. Goods and services are today more expensive than twelve months ago. Household budgets look to be [...]
Quit Smoking and Save Money today!
Health cost
The single greatest cause of preventable illnesses and early death is caused by tobacco consumption or better known as smoking. Cancer Research UK estimates that 114,000 people die each year from smoking related diseases including cancer. Smokers find it extremely difficult to give up smoking due to the highly addictive nature of nicotine in [...]
Mortgage Borrower buy’s Schnoodle with money saved on low interest rates
Buying a Schnoodle
I was talking with some clients last night and they happened to mention how they had more money at the end of each month since the interest rate had dropped from 5% to ½ %. As a money saving expert I wanted to know what they were doing with their new found wealth [...]
Britain last saw zero inflation in1960!
Inflation has fallen to its lowest rate since 1960 and now stands at 0%. The inflation rate is calculated from the prices of a range of different goods and services selected to represent average spending patterns in the UK. There are two different methods of calculating inflation
The retail prices index (RPI) is intended to reflect [...]
Market leading tracker rate mortgage is finally released
Mortgage lenders do actually want to offer borrowers the best mortgage deal or the best remortgage deal but they are restricted by the lack of money in the system at present. The banks immediate instinct is survival at the moment and their need to protect their capital base by not lending money or only lending [...]
Money Saving Advice | Sixteen ways to save money on your Gas and Electricity bills
We have just had the worst snow in twenty years last month which brought some parts of the UK to its knees. The Bank of England is trying to control deflation by reducing interest rate to one percent and still the prices for certain imported foods and energy costs are rising. Everybody is now feeling [...]
Should I overpay my mortgage or save my money?
The question of whether to over pay your mortgage or accept a low return on your money invested is an importance issue in today’s economic climate. As a money saving expert, I will explain how you can save thousands of pounds by over paying your mortgage and why it is more tax efficient than saving [...]
Roses are Red, Violets are Blue and here’s a generous valentine’s offer for you.
If you’re looking for a Valentines gift with a difference then why not take advantage of a large discount being offered by Threshers on their Bubbly. Alternately, why not stock up your wine cellar at a credit crunch discount saving money. Threshers [...]
The Governments Great Bank Bailout has not worked!
What’s the alternative?
The problem we face now is not the cost of money but the availability of money. We need the interbank base rate to ease up to make it possible for banks to get money from the markets to allow them to lend again properly. The low interest rates at present do not allow [...]
