Invest In Gold Today Invest in gold is an age old investment that man has done since 560BC. One of the oldest forms of money is the gold coin, its use can be traced as far back as 560BC when the Lydian King Croesus. The Chinese then used them in the 5th or 6th Century BC....
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Where Are The Best Interest Rates To day we are certainly seeing some of the best interest rates ever seen in the history of motgage lending. Back in 1975 there was around 5,000 different interest rates available in the UK mortgage market and just before the credit crunch four year ago there were over 18,000 different interest...
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Credit Crunch 2007 Four years after the Credit Crunch we find that the banks still don’t trust each other and they are finding it hard to lend to us. The value of houses has dropped and property valuers are still down valuing properties. The number of mortgage interest rates available today is down from...
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Get Cashback Online Today A new money saving phenomena sweeping the UK today is cashback online Shopping. We have already seen a sharp increase in our monthly mortgage payments and a dramatic rise in our shopping and utility bills. We are told by the media that this is the effects of the credit crunch as...
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I recently read an old article about the Credit card companies refusing to lend applicants with spotless credit files; these people were considered by the credit card companies to be able and willing to clear their credit cards debts monthly and the lenders would not make any money from this type of client. These...
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This is an article that I felt our readers would enjoy it was written by Colin Fernandez of the Daily Mail Online 27th September 2010 When Cameron Hope tried to get a loan to help his business grow he felt as if he were talking to a brick wall. In fact, he became so...
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Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than...
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For every ten homes sold last month one was a remortgage. Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are...
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The options you may consider are stealing although this is certainly not recommended by finance experts. You could buy ready made meals, shop at your local town market or you could switch supermarkets from the likes of Sainsbury’s to Asda or Lidl. Another alternative would be to switch from a premium brand or manufacturers’...
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As a finance guru I am often asked for tips and advice for someone who has just been made redundant. How should they cope with protecting their finances and their credit report? The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock...
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