Fixed Mortgages have declined in the last year – Mortgage Advice

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!The mortgage market remains in a state of quandary with changing opinions and advice being given by the money and savings experts. This recession is proving to be deeper and more unforgiving than the previous. Mortgage Brain who provides a [...]

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Check your Mortgages for free with Loancheck

Posted on November 20th, 2008 by Mark in Advice and Information, Clear Credit Card Debts, Consumer Help, Consumer Solutions, Credit Card Debts, Credit Crunch, Free Money, Remortgaging in todays market

BBC Panorama programme “Won’t Pay, Can’t Pay”

For sometime now we have heard the rumours about credit card debts and loans being written off by their various providers. Then last week BBC One showed a Panorama television programme called “Can’t Pay, Won’t Pay” We heard Sir Roy Good an eminent Solicitor who was involved with the drawing up of the Consumer Credit Act 1974 explain the mistakes that made these finance agreement invalid and unenforceable. We heard from Basil and Amanda Rankine who had successfully written off around £100,000. They had then gone on their own to challenge other agreements only to lose their case and have to pay £100,000 High Court cost for losing their case.

There is a little known secret about a UK business called LoanCheck that has quietly been auditing mortgages, car loans, home Improvement loans, consolidation loans, personal loans, buy to let mortgages and todate they have submitted over 80,000 mortgages and loans to their solicitors for refunds. The reason for them submitting these mortgages and loans to their solicitors is they have found them to be invalid and unenforceable and challengeable in a court of law. They will not challenge any finance agreement unless they believe the contract to be invalid and unenforceable and the claim to be more than £5,000.

Easy as Counting to Three!

Could your Mortgage or Loan be invalid and unenforceable?

Loancheck have developed a computer based initial assessment process that allows you to check if you may have a claim on a current or previous mortgages, car loans, home Improvement loans, consolidation loans, personal loans or buy to let mortgages. Just follow the links and answer the questions about your finance agreement. Do not try to submit a claim if you do not have the actual agreement number for your lender or the provider of your finance agreement. Lenders and providers do not have to provide you with any details of any loans you have had with them if they are over six years old.

It’s FREE to See if You have a Genuine Compensation Claim!

Solicitors working on your behalf!

Establishing an audit account costs you nothing. Should you decide to proceed then they will need a signed authorising form stating that Loancheck can act on your behalf, two specified forms of identity and a cheque for £10, made payable to your lender or provider in order to secure the exact details of your mortgage or loan account. They will request copies of your original documents and they will assess you account to establish whether there are grounds for a legal case.

Your case will then be prepared for a solicitor to assess the details. The solicitor will run your case and when they win the case they will pursue the lender for a refund on your behalf. This process will not cost you any money as the solicitor works under the Government’s Access to Justice System.

Your thoughts, experiences and comments are welcome. Just CLICK on the green coloured COMMENT bar below and Leave your thoughts or experiences today!

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21 Comments
Tags: Basil and Amanda Rankine, buy to let mortgages, Can’t Pay, car loans, consolidation loans, Consumer Credit Act 1974, home Improvement loans, loancheck, loans, Mortgages, Panorama, personal loans, Sir Roy Good, Won’t Pay

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