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Guide to Mis-sold PPI

Posted on July 23rd, 2009 by Mark in Advice and Information, Claiming Bank charges, Consumer Help, Consumer Solutions, Credit Card Debts, Debt Problems, Payment Protection Insurance (PPI), Recession, Unenforceable finance Agreement

Most companies will claim back your Mis-sold Payment Protection Insurance (PPI) for a 30% share of your compensation.

STOP!

You can now claim back your own Payment Protection Insurance yourself by following my easy to use Guide with templated letter.

I received in total was £2,203 compensation from my credit card company for mis-selling of my Payment Protection Insurance policy

I received £2,203 compensation from my credit card company for mis-selling of my Payment Protection Insurance policy

My story started in early December 2008 when I started pursuing my credit card provider for a compensation claim for mis-selling. I believed that I had been mis-sold a Payment Protection Insurance policy which was suppose to protect my credit cards payments if I fell ill or was made redundant. I discovered I had definite grounds to make a claim for a full refund and started to pursue them.

This turned out to be money for old rope!

The procedure and the Process disclosed in my how to guide was used by me to successful claim a refund of £927 by cheque at the end of January 2009 followed by another cheque of £349. Then ten days later my credit card company paid £927 off my credit card account as well.

Incidentally, I was only looking for a settlement of around £1,588.20 plus some interest.

I Received £2,203

What a result!

I had completed the whole process within two months using the information enclosed in my guide. If you follow my guide then there is no reason why you should not be successful.

Trust me when I say you do not need a claims company to pursue your claim for mis-selling of your Payment Protection Insurance policy. You can do it successfully yourself without paying up to 30% of your claim to them for their assistance.

In my How to guide I provide all the information, the process, the procedure and template letters for you to chase your finance providers for a claim for mis-selling.

To order your copy of

‘How to Claim your Mis-sold Payment Protection Insurance (PPI)’ Guide

for just £19.95 (reduced from £24.95 just for Talk Money Blog readers)

Click the PayPal Button below and follow the instructions.

Challenging your own credit cards and loan providers could save you hundreds and possibly thousands of pounds.

By following our expert money saving tips you can protect your finances today.

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Anthony Clark said on July 24th, 2009 at 6:19 pm

Your claim for compensation is dependent on when you took the insurance. PPI sales only came under the jurisdiction of the FSA in January 2005. Any sales made before then are not covered by the latest rules. However, it may still be worth complaining to your lender if you feel you have been mis-sold. If you bought before January 2005 it is likely that they will have been covered by a previous regime of rules. This means that the Financial Ombudsman Service will be able to consider these complaints.
Reply
Suze said on July 27th, 2009 at 1:02 pm

This has been going on for ages, we used to have to sell the accident plan, which only covered an accident, and if it was on public transport - not anywhere else. Shocking, I left the company as people thought it would cover everything.

Always read the small print.
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Debt Settlement Program said on August 19th, 2009 at 10:50 am

complex post. upright one detail where I contest with it. I am emailing you in detail.
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Ventego said on August 21st, 2009 at 7:13 am

I really like your blog and i respect your work. I’ll be a frequent visitor.
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john said on September 2nd, 2009 at 12:08 pm

Under the Consumer Credit Act (CCA) if a loan or credit card agreement is missing certain important terms, or they are written incorrectly, then borrowers may not have to make any remaining payments. if you find that you are in this position then don’t delay and reclaim your rightful money back, i used cancelyourloan.co.uk and the team of solicitors helped reclaim my mis sold loans, insurance and interest.
cancelyouloan.co.uk fill out the form to see if you are eligible and if you are then don’t hold back but claim back your money!!!
Reply
john said on September 2nd, 2009 at 12:16 pm

Under the Consumer Credit Act (CCA) if a loan or credit card agreement is missing certain important terms, or they are written incorrectly, then borrowers may not have to make any remaining payments. if you find that you are in this position then don’t delay and reclaim your rightful money back, i used cancelyourloan.co.uk and the team of solicitors helped reclaim my mis sold loans, insurance and interest.
cancelyourloan.co.uk fill out the form to see if you are eligible and if you are then don’t hold back but claim back your money!!!
Reply
fredrick said on September 2nd, 2009 at 12:18 pm

Thank you I have found this site useful, i have a reclaim worth £475 which is a lot of money, I will be recommending your site to my freinds
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Mooreti said on September 28th, 2009 at 7:17 pm

The PPI issue is becoming a very topical debate across a lot money advice forums and websites. It is only natural thet people will want to get their money back for something that has been sold to them unfairly. It is about time these Financial companies were brought to book for their misreprentation of their services.
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Mardelonie said on October 15th, 2009 at 4:09 pm

Good day! I would like to say your blog rocks keep up the posts.
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Polprav said on October 16th, 2009 at 11:30 pm

Hello from Russia!
Can I quote a post in your blog with the link to you?
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Petra A said on October 27th, 2009 at 12:58 am

Love your articles!
Reply
HimiWhaltylal said on October 28th, 2009 at 11:07 am

Best article of the week in my opinion!
Reply
Payment protection Insurance (PPI) claims are up 118% - PPI Guide | Talk Money blog said on July 26th, 2009 at 3:50 pm

[...] has been much controversy about the mis-selling of Payment Protection Insurance cover . Fines totalling £22.7 million have been imposed on financial providers for mis-selling [...]
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[...] the mis-selling of Payment Premium Insurance (PPI) and for failing to treat their customers fairly. Payment Protection Insurance cover (PPI) is sold to borrowers to cover them against the risk that they may not be able to pay their [...]
Stop! Do you need Unemployment Protection? | Payment Protection Insurance Guide | Talk Money blog said on July 26th, 2009 at 4:02 pm

[...] different types of protection insurance policies available today. You should consider taking out a Payment Protection Insurance policy to safeguard yourself from a financial disaster should anything happen to you or any of your [...]
Reasons for claiming Payment Protection Insurance (PPI) said on September 26th, 2009 at 8:16 am

[...] in place and was it mis-sold to you? To check if you may have a claim for mis-selling and to buy a guide to reclaim PPI compensation then follow the link for further [...]
Guide to Mis-sold PPI said on October 1st, 2009 at 12:42 pm

[...] 4 votes vote Guide to Mis-sold PPI Over the past few years many Payment Protection Insurance (PPI) providers have been fined [...]