Age of Responsibility

We are getting a raw deal. It seems that the banks have succeeded in socialising their bad debt and poor management ability on the backs of ordinary working people and in the process they have now thrown us head long into spiralling unemployment, rising food and utility costs, along with a future of uncertainty, not […]

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Free Enterprise – Money Saving Tips

Free Enterprise is responsible for keeping the economy going After the past weeks of turmoil in the money markets and the loss of Lehman Brothers, the fourth largest Investment Bank in America (a bank that survived the 1929 Great Depression, the First and Second World Wars) which was brought down by the after shocks of the 2007 Credit […]

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Which Debt Management Plan is best for you?

Debt Management Plan My personal philosophy and advice as a  is to seek out a free service first and then compare it to a paid service. Take time to find out what the differences are. Three Types of Debt Management Companies The first is a paid service that will offer you help and advice and […]

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uk credit cards

Who Is Responsible for the Credit Card Debts?

Your Credit Card Explained When you applied for your first credit card you were probably offered a card with a £500 credit limit. Over time you found that your card provider increased your credit card limit many times. Often they increased your card without asking if you wanted an increase. After many years of using […]

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Swap Shopping is the New Shopping Experience!

Welcome to the new swap shopping phenomenon! “The credit crunch is likely to last well into 2010” Andy Hornby the HBOS chief executive of the UK’s largest mortgage provider has warned. For many of us the Credit Crunch has already started to wreak havoc on our shopping experience as we have no extra money left […]

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