Look After Your Credit Cards This Christmas
Christmas is coming, the turkeys are being fattened and there is every chance your credit cards are going to take a hammering this Christmas. Let’s face it; Christmas can be an expensive time of year, so why not ease the strain by using your credit cards? I’m sure that your credit cards are mistreated every year along with mllions of other cards in the UK ; unlike debit cards which people generally look after as they represent the money that have in their bank accounts. The right plastic will help you buy an array of festive treats well in advance – so let’s take a look at what’s available:
Reward Credit Cards
If you are planning on doing a lot of shopping this Christmas then using credit cards that give you reward points might be the way forward. Not only will you earn reward points every time you spend, but you will be able to redeem a wide range of goodies – helping you to save money. There are many types of reward credit cards available, so you can choose the cards that suits your wants, tastes and needs. Like travelling? A travel card would provide rewards for Air Miles could be ideal, or you might prefer receiving music or film vouchers from y our next credit cards.
Balance transfer credit cards
As the nights draw in and the leaves fall from the trees, one thing is clear; Christmas is rapidly approaching so it’s important to take stock of your debts. If you have money outstanding on numerous store or credit cards, it might be worth transferring them to other cards with a lower interest rate. This is known as a balance transfer and could save you a lot of money in the long-run. With many credit cards, you will also receive a 0% interest rate for an introductory period – so it’s worth applying for a credit card online.
Football credit cards
If you’re a fan of the beautiful game and follow the annual rollercoaster of sporting emotion that is the Premier League, you could benefit from using football credit cards. This is just one of the many specialist credit cards available these days that will give you access to a wide range of offers and deals. – This type of card could prove useful this Christmas. Reputable banking groups will also make a contribution to your club every time you spend money on your credit cards – at no extra cost to you – so find out more today. Rugby and charity cards can also be found on the net and are designed for people with specific interests.
Love or hate Your Credit Cards
The festive spell will leave a big dent in your bank balance, so take the time to prepare for the Christmas money drain . So now is the time to consider what credit cards you have in your wallet or purse. Decide whether you want to save money using credit cards that give you rewards; or cards that reduce your interest rate on an old card by doing a credit-card transfer to a zero interest rate for six or twelve months; or consider supporting your premier league club through one of their credit cards.