Shopping Online Safely
The joy of shopping online is that you can more or less order anything you want from anywhere you want. However, it is important to know how to shop securely online. As easy as buying stuff online is, it is tricky too. The Co-operative bank provides an on line banking service that’s both safe and easy to use. For more information on this, visit their website. We have listed more tips on how to shop securely online below. Follow these for peace of mind when shopping online.
Shopping Online – Use secure sites
Don’t use sites that you are not familiar with. The best way to pick the sites you want to order from is to make sure that they are known – only order from sites that have been recommended to you by people that you know personally, or use well-known sites such as eBay, Etsy and Amazon.
Shopping Online – Verify that you are indeed on the right site
Secure online stores should have a URL that begins with “https://” and the words “Secure Socket Layer” should be somewhere on the site. The secure socket layer means that only you and the merchant you’re ordering from access your payment information. It is important to verify this as scammers are known to fully copy sites, tricking you into thinking you are ordering from your favourite site while in reality you are ordering from a complete stranger that will have all your personal details by the end of the transaction.
Shopping Online – Use PayPal where possible
If you do not have a PayPal account it is highly recommended that you look into getting one. PayPal protects your personal bank details, only giving the merchant your e-mail address and making the transaction for you, withdrawing the sum of money from your bank account directly. It is easy and safe to use when shopping online and the customer protection is brilliant. They will make sure you get a refund if the items you ordered do not get delivered to your doorstep. Most big sites allow you to use PayPal!
Shopping Online – Never send personal information via email
If a site asks you to send them your bank accounts by email, simply refuse to do this and tell them that they can call you if they really need this information. Emails are easy for hackers to read and you do not want them to get access to your bank details, do you?
Shopping Online – Archive online transactions
Whether you make a big payment or a small one, print out and/or screenshot the online records of your transactions and store them in one place. This makes it easier for you to keep track of what you ordered and when you ordered it. Also, if you need to dispute anything later down the line it will give you easy access to the information that you might need. When Shopping online always be careful and follow the above tips.