Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than the [...]

If you’re one of the many women who see shopping as a form of recreation, you could be heading for a tough financial future.
A recent survey by Cosmopolitan found that 64 per cent of readers were in debt, with more than half owing upwards of £5,000 on credit cards or store cards. This new generation [...]

If you’re one of the many women who see shopping as recreation, you could be in for a nasty shock.
A recent survey by Cosmopolitan found that 64 per cent of its readers were in debt, with more than half of these owing upwards of £5,000 on credit or store cards. This new generation of debt [...]

Recessions come and recessions eventually go but if you were born in the 1980s or 1990s, you may not know what to expect or how to cope during a period of financial uncertainty. This guide gives all you first-time buyers a few pointers to surviving until the next boom comes around.
Your attitude
Stick to the essentials
Decide [...]

It looks likely that the government will soon introduce legislation to crackdown on the credit card industry. Proposed legislation will hopefully put a stop to credit card companies increasing credit limits without a direct request from the customer. In the past credit card providers have increased the amount a client can borrow by just writing [...]

A recent survey of 1,407 new debt clients was conducted by the Citizens Advice Bureaux and they found that the average amount of debt owed by their clients’ was £16,971 in 2008 and one client in ten had ten or more credit card debts. More than fifty percent of these clients had four or more [...]

Most of us will still be in work in 12 months’ time but, with predictions that three million people will be unemployed by the end of 2009, it’s sensible to ask yourself what you’d do if you were one of the unlucky ones.
Advance planning could mean you’ll cope better if the worst happens and will [...]

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Disclaimer:

Mark is a professional Mortgage Adviser. The Information provided here is for information and entertainment purposes only. The content and information within Talk Money Blog does not constitute financial advice. Talk Money Blog provides general information and does not attempt to provide you with advice that relates to your specific situation. You should discuss your specific issues with an independent financial adviser. Enjoy reading and do come back often!