Understanding Your Credit File Here are some money tips that suggest your credit file rating could suffer as a result if you not understand what credit file terms are all about. It can be hard to navigate the credit minefield, which is littered with technical credit file terms and governed by rules that many...
Read More »
Bad Credit Ratings Affect Us All Just as the world is warming up, the credit climate has undergone a profound change since the recession took hold as many of us find we have bad credit records. According to the latest Bank of England figures, around 1.6 million of us apply for some form of...
Read More »
The Money Saving Expert has discovered that in the last five years, most people’s attitude to their credit status was, “It must be OK – I’m always being offered cards and loans.” Today, things couldn’t be more different. Banks facing the combined effects of the credit crash and recession have tightened their lending criteria...
Read More »
The days of easy credit are long gone – if they ever existed. Now, you need a really good credit rating to be in with a chance of getting the best deals. These money saving tips could help you. Understand how lenders make decisions. They calculate your credit rating (or score) by giving a...
Read More »
According to the Bank of England’s Credit Conditions survey, most lenders expect to see a small increase in the amount of credit on offer in the coming months it was reported to the money saving expert. But this good news needs to be tempered by the thought that would-be borrowers need a better-than-ever credit...
Read More »
Knowledge is power when it comes to getting the credit you want. Start by understanding the impact your credit history has on the type of offer you get – or whether you get an offer at all. Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages and other...
Read More »
If you believe everything in the news these days, it’s almost impossible to get a good deal on credit. Luckily, that’s just not true. If you have a good credit rating, you can still qualify for some great deals – whether you want a card, loan, mortgage or simply the right mobile airtime package....
Read More »
