Tag Archives | credit rating

credit file | credit report

The Definitive Guide To Understanding Your Credit File

Understanding Your Credit File. Your credit file is also known as a credit report or credit history. It is important that you understand what your credit file is all about. It can be hard to navigate the credit minefield, which is often littered with technical credit file terms and governed by rules that many of […]

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How to trash your credit rating and how to avoid it

The Money Saving Expert has discovered that in the last five years, most people’s attitude to their credit status was, “It must be OK – I’m always being offered cards and loans.” Today, things couldn’t be more different. Banks facing the combined effects of the credit crash and recession have tightened their lending criteria so […]

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Top tips: how to improve your credit rating

  The days of easy credit are long gone – if they ever existed. Now, you need a really good credit rating to be in with a chance of getting the best deals. These money saving tips could help you. Understand how lenders make decisions. They calculate your credit rating (or score) by giving a […]

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Credit check quiz

According to the Bank of England’s Credit Conditions survey, most lenders expect to see a small increase in the amount of credit on offer in the coming months it was reported to the money saving expert. But this good news needs to be tempered by the thought that would-be borrowers need a better-than-ever credit rating, […]

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Check My Credit History – Truth Behind Your Credit History

Check My Credit History Myths Knowledge is power when it comes to understanding your credit history you need to have the information. Check my credit history is something everyone of us needs to do ea couple of times a year. Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages […]

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Credit Ratings Can Be Improved Within Six months

Your Credit Ratings Can be Improved If you believe everything in the news these days, it’s almost impossible to get a good deal on credit. Luckily, that’s just not true. If you haveĀ  good credit ratings, you can still qualify for some great deals – whether you want a card, loan, mortgage or simply the […]

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