Tag Archives | debt management plan

credit file | credit report

The Definitive Guide To Understanding Your Credit File

Understanding Your Credit File. Your credit file is also known as a credit report or credit history. It is important that you understand what your credit file is all about. It can be hard to navigate the credit minefield, which is often littered with technical credit file terms and governed by rules that many of […]

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The Best Money Saving Advice Available Today!

Money Saving Advice Guaranteed To Save You Money! The Credit Crunch has hopefully come and gone in the last seven years.  America, Europe, Japan and the United Kingdom have all acknowledged that the recession of the past seven years was the worst recession in history. Many economic pundits have put it’s severity on a level […]

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Debt Management Adviser’s Will Not bite!

Debt Management Adviser’s Don’t bite! People in debt are often anxious, apprehensive and  frightened of the unknown when they first contact a debt Management organisation. This fear is mainly due to the fact that they don’t know what to expect at their first meeting. The best place to start is by contacting a Debt Management […]

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Credit Card Debts – Are You Struggling To Pay Your Credit Cards

More People Are Struggling To Pay Off Their Credit Card Debts Today more people are struggling to pay off their credit card debts each month when faced with which bills to pay first. According to Credit Action almost sixty-six percent of Britons had seen their finances stretched by the current recession. It seems that 31% […]

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Can I take a payment break from my debt management plan?

Can I Take A Payment Break From My Debt Management Plan?

How To Take A Payment Break From My Debt Management Plan? If something prevented you from paying your debt management plan payments for a short period, you may be able to take a break while you try to get back on top of your finances. Can I take a break from my debt management plan? […]

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Mortgage update for Homeowners looking for better Mortgage deals

For every ten homes sold last month one was a remortgage. Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming […]

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Four ways to help you get out of Debt | Debt Management

The United Kingdom personal debt today stands at £1,458 billion and the government intend to increase their debt to £175 billion this year and similar figures for the next three years. The latest figures available from Credit Action this month suggests that the average household debt is £59,765 including mortgages, £1.02 billion will be spent […]

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Government to Crackdown on the Credit Card Industry

It looks likely that the government will soon introduce legislation to crackdown on the credit card industry. Proposed legislation will hopefully put a stop to credit card companies increasing credit limits without a direct request from the customer. In the past credit card providers have increased the amount a client can borrow by just writing […]

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Restructure your debts to make them more affordable | Debt Management

We have all watched as our government has bought a share in the Royal Bank of Scotland (RBS), Lloyds TSB, Halifax and then they privatised the Northern Rock and Bradford and Bingley. They have given these banks a life-line. But what life-line have they offered the rest of us? Some people are struggling more than […]

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Which Debt Management Plan is best for you?

Debt Management Plan My personal philosophy and advice as a  is to seek out a free service first and then compare it to a paid service. Take time to find out what the differences are. Three Types of Debt Management Companies The first is a paid service that will offer you help and advice and […]

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