How fit are your finances?
Welcome back!Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than [...]
Learn MoreMortgage update for Homeowners looking for better Mortgage deals
For every ten homes sold last month one was a remortgage. Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming [...]
Struggling to pay your Credit Card Debts – Debt Help
According to Credit Action almost sixty-six percent of Britons had seen their finances stretched by the current recession. It seems that 31% of households are now so worried about the state of their finances that they are considering missing essential repayments on credit cards, loans and mortgages. Research by Mintel has shown that over five [...]
Four ways to help you get out of Debt | Debt Management
The United Kingdom personal debt today stands at £1,458 billion and the government intend to increase their debt to £175 billion this year and similar figures for the next three years. The latest figures available from Credit Action this month suggests that the average household debt is £59,765 including mortgages, £1.02 billion will be spent [...]
Government to Crackdown on the Credit Card Industry
It looks likely that the government will soon introduce legislation to crackdown on the credit card industry. Proposed legislation will hopefully put a stop to credit card companies increasing credit limits without a direct request from the customer. In the past credit card providers have increased the amount a client can borrow by just writing [...]
Ten Deadly Sins of Christmas | Money Saving Tips
Christmas is a time of religious celebration, a time to spend time with your close family, your extended family, your friends and it is a time for rest and enjoyment. Christmas is a time of giving and receiving and there is no rule that says you need to spend a ‘fortune on gifts.’ After all [...]
The Greatest Money Saving Tips Ever!
The Credit Crunch has come and gone in the last year. America, Europe and the United Kingdom have acknowledged that their economic indicators have confirmed that they are now in a recession. Japan the second largest economy in the world has confirmed they are now in recession. The Confederation of British Industry (CBI) estimates that [...]
Do Debt Management Advisors bite? | Debt Management Expert
We are generally apprehensive of the unknown and this is true of contacting debt Management organisations as we don’t know what to expect. When you have made contact with a Debt Management charity you should then be put through to a debt management advisor. The debt advisor will assess your current personal financial situation and [...]
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Restructure your debts to make them more affordable | Debt Management
We have all watched as our government has bought a share in the Royal Bank of Scotland (RBS), Lloyds TSB, Halifax and then they privatised the Northern Rock and Bradford and Bingley. They have given these banks a life-line. But what life-line have they offered the rest of us? Some people are struggling more than [...]
