Tag Archives | Debt Management

credit file | credit report

The Definitive Guide To Understanding Your Credit File

Understanding Your Credit File. Your credit file is also known as a credit report or credit history. It is important that you understand what your credit file is all about. It can be hard to navigate the credit minefield, which is often littered with technical credit file terms and governed by rules that many of […]

Continue Reading 0

The Best Money Saving Advice Available Today!

Money Saving Advice Guaranteed To Save You Money! The Credit Crunch has hopefully come and gone in the last seven years.  America, Europe, Japan and the United Kingdom have all acknowledged that the recession of the past seven years was the worst recession in history. Many economic pundits have put it’s severity on a level […]

Continue Reading 1

How to get a green light for your next mortgage and not the mortgage blues

Getting a mortgage is going to be a lot tougher – particularly for people with a less-than-perfect credit history or anyone whose income has previously been self-certified. The money saving expert recently heard the account of a lady who had missed one credit card payment and a council tax payment in the last twelve months. […]

Continue Reading 0

Four ways to help you get out of Debt | Debt Management

The United Kingdom personal debt today stands at £1,458 billion and the government intend to increase their debt to £175 billion this year and similar figures for the next three years. The latest figures available from Credit Action this month suggests that the average household debt is £59,765 including mortgages, £1.02 billion will be spent […]

Continue Reading 1

FSA reports a 31% surge in Mortgage Arrears

According to a recently published article by the Financial Services Authority (FSA) on the latest mortgage lending statistic they reported a sharp surge in mortgage arrears. With borrowers continuing to struggle to clear their mortgage arrears, the numbers of arrears have been progressively increasing since the beginning of 2007. By the end of 2008 there […]

Continue Reading 0

To sell your home or be Repossessed? | Debt Management

Home repossessions in the UK are at a 12 year high. The recently privatised Northern Rock Bank is repossessing 50% more homes than the mortgage industry average. Ouch! In order to avoid repossession you need to talk to your mortgage lender as soon as you realise that you cannot afford your mortgage payments. The reason […]

Continue Reading 1

Restructure your debts to make them more affordable | Debt Management

We have all watched as our government has bought a share in the Royal Bank of Scotland (RBS), Lloyds TSB, Halifax and then they privatised the Northern Rock and Bradford and Bingley. They have given these banks a life-line. But what life-line have they offered the rest of us? Some people are struggling more than […]

Continue Reading 0

Anger over Home Repossession | Debt Relief

Home repossessions in the UK are at a 12 year high. Reports from Wales suggest that the number of repossession orders going through the courts there are up by 39% this year. Further news has emerged that the recently privatised Northern Rock Bank is repossessing 50% more homes than the mortgage industry average. Ouch!  We […]

Continue Reading 0

Which Debt Management Plan is best for you?

Debt Management Plan My personal philosophy and advice as a  is to seek out a free service first and then compare it to a paid service. Take time to find out what the differences are. Three Types of Debt Management Companies The first is a paid service that will offer you help and advice and […]

Continue Reading 1