More People Are Struggling To Pay Off Their Credit Card Debts Today more people are struggling to pay off their credit card debts each month when faced with which bills to pay first. According to Credit Action almost sixty-six percent of Britons had seen their finances stretched by the current recession. It seems that...
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How To Take A Payment Break From My Debt Management Plan? If something prevented you from paying your debt management plan payments for a short period, you may be able to take a break while you try to get back on top of your finances. Can I take a break from my debt management...
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Help With Your Money Problems We all have money problems from time to time irrespective of how much we earn or how little we earn. Everything is relative when it comes to money problems no matter who you are or where you have come from. The key to solving your money problems is to...
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As a finance guru I am often asked for tips and advice for someone who has just been made redundant. How should they cope with protecting their finances and their credit report? The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock...
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As the editor of talkmoneyblog , I am often asked if now is the best time to take on a new mortgage and buy a new home, here are my finance tips. Ask ten people whether they think the time is right to venture back into the property market and you’re likely to get...
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Knowledge is power when it comes to getting the credit you want. Start by understanding the impact your credit history has on the type of offer you get – or whether you get an offer at all. Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages and other...
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A few weeks ago I was talking with another client who had a tracker rate mortgage with the Cheltenham & Gloucester. She told me that her tracker mortgage which I had arranged for her on a 1.01% below the base rate had reduced her monthly payments down to 25pence a month on a fairly...
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Buying a Schnoodle I was talking with some clients last night and they happened to mention how they had more money at the end of each month since the interest rate had dropped from 5% to ½ %. As a money saving expert I wanted to know what they were doing with their new...
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A recent survey of 1,407 new debt clients was conducted by the Citizens Advice Bureaux and they found that the average amount of debt owed by their clients’ was £16,971 in 2008 and one client in ten had ten or more credit card debts. More than fifty percent of these clients had four or...
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The Story So Far! It is reported today that 29,444 people in England and Wales declared themselves insolvent in the last quarter of 2008; this is an 18.5% increase for the same period in 2007. About 2/3rds of these people some 19,100 declared themselves bankrupt during this period; this is a record number of...
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