TalkMoneyBlog provides free financial help and information to all our readers on a regularly bases.

It makes sense to get wise to the dirty tactics played by the Identity fraudsters and start protecting your identity by following our finance tips to protect your finances today.It’s never been more gruelling to stay ahead of the criminals who compete to steal your ID, take over your accounts and run up debts in [...]

Cheques, utility bills and credit card payments, loan payments and mortgage payments may be held up or returned to their senders during the round of postal strikes that are causing backlogs and confusion around the country - and your credit rating could suffer as a result say the money experts who offer money saving tips.
Unless [...]

The days of easy credit are long gone - if they ever existed. Now, you need a really good credit rating to be in with a chance of getting the best deals. These money saving tips could help you.

Understand how lenders make decisions. They calculate your credit rating (or score) by giving a value to [...]

Most lenders use credit scoring to help them decide whether or not to approve applications for loans, credit cards, mortgages and other forms of credit, such as mobile phone accounts. And a credit score can also determine what interest rate the applicant will be charged. Brought to you by money saving expert.
A high credit score [...]

Redundancy may be a worry for many people right now but it’s not necessarily the main cause of our financial woes. Rising bills and one-off payment shocks, such as having to replace a car, can be much more damaging, according to research from the Council of Mortgage Lenders (CML). It showed that higher food and [...]

If you’re one of the many women who see shopping as a form of recreation, you could be heading for a tough financial future.
A recent survey by Cosmopolitan found that 64 per cent of readers were in debt, with more than half owing upwards of £5,000 on credit cards or store cards. This new generation [...]

If you’re one of the many women who see shopping as recreation, you could be in for a nasty shock.
A recent survey by Cosmopolitan found that 64 per cent of its readers were in debt, with more than half of these owing upwards of £5,000 on credit or store cards. This new generation of debt [...]

If you believe everything in the news these days, it’s almost impossible to get a good deal on credit. Luckily, that’s just not true. If you have a good credit rating, you can still qualify for some great deals - whether you want a card, loan, mortgage or simply the right mobile airtime package. Follow [...]

As this recession tightens its grip on our economy many buy-to-let landlords have found themselves unable to sustain their mortgage commitments to repay their borrowings. The chief executive of the housing charity Shelter says that he is worried about the increase in the number of people seeking advice from his organisation.  Many landlords and tenants [...]

Recessions come and recessions eventually go but if you were born in the 1980s or 1990s, you may not know what to expect or how to cope during a period of financial uncertainty. This guide gives all you first-time buyers a few pointers to surviving until the next boom comes around.
Your attitude
Stick to the essentials
Decide [...]