Credit Scoring Finance lenders use credit scoring to help them decide whether or not to approve applications for loans, credit cards, mortgages and other forms of credit like mobile phone contracts.  Since the recession we have seen credit scoring being used more and more to determine which interest rate an applicant should be charged...
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Getting a mortgage is going to be a lot tougher – particularly for people with a less-than-perfect credit history or anyone whose income has previously been self-certified. The money saving expert recently heard the account of a lady who had missed one credit card payment and a council tax payment in the last twelve...
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Over the weekend I visited a well-known German car manufacturer’s brand new showroom and as usual I was impressed by the design and build quality and the engineering. I saw the car I was interested in and asked to take it for a test drive which I did. Yes it was great car and...
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We are getting a raw deal. It seems that the banks have succeeded in socialising their bad debt and poor management ability on the backs of ordinary working people and in the process they have now thrown us head long into spiralling unemployment, rising food and utility costs, along with a future of uncertainty,...
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