For every ten homes sold last month one was a remortgage. Until more mortgages arranged are remortgages each month I very doubt that property prices will drop any further. The reason for the house prices being unreasonably buoyant is due to the fact that for every ten houses sold only six new homes are coming [...]

Now more than ever it pays to be savvy when it comes to getting the right credit you need to run your life. Luckily, you don’t have to be an expert to stay on the money. These simple steps could help you find financial success and help you to find the right debt solution if [...]

 What’s in your credit report?
Credit references agencies - the largest in the UK is Experian - collate information about your financial background and past behaviour and format this data into your unique credit report.
You can see your credit report online now for free with CreditExpert, the credit monitoring service from Experian. To find out more click [...]

It’s astounding, time is fleeting and still they are bleating about the mis-management of the banks. Yesterday the Prime Minister Gordon Brown and his Chancellor Alistair Darling agreed to the £37billion requested by the Royal Bank of Scotland (RBS), Lloyds TSB and the Halifax. We are told repeatedly that they have not nationalised these banks, but [...]

Recent news is that creditors are not readily agreeing to Individual Voluntary Arrangements, and would rather see people go bankrupt. Possibly the reason for this is that the creditor stands to lose up to 75% of the debt and the clients pay back the difference with no interest being charged. Then, after 5 years, clients [...]

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Disclaimer:

Mark is a professional Mortgage Adviser. The Information provided here is for information and entertainment purposes only. The content and information within Talk Money Blog does not constitute financial advice. Talk Money Blog provides general information and does not attempt to provide you with advice that relates to your specific situation. You should discuss your specific issues with an independent financial adviser. Enjoy reading and do come back often!