Tag Archives | loans

Identity Fraud Can Be Prevented Following These 10 Steps

Start Today and Prevent Identity Fraud You may think the odds are in your favour when it comes to being a victim of identity fraud. But using other people’s stolen personal details to obtain credit and commit scams is one of the UK’s fastest growing crimes – and the fraudsters are always on the look […]

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Free Experian Online Credit Report

Credit Score – Your Credit Score explained in detail

 Credit Scoring Finance lenders use credit scoring to help them decide whether or not to approve applications for loans, credit cards, mortgages and other forms of credit like mobile phone contracts.  Since the recession we have seen credit scoring being used more and more to determine which interest rate an applicant should be charged depending […]

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Businessman furious at banks’ refusal to lend bricks up Barclays branch in protest

This is an article that I felt our readers would enjoy it was written by Colin Fernandez of the Daily Mail Online 27th September 2010 When Cameron Hope tried to get a loan to help his business grow he felt as if he were talking to a brick wall. In fact, he became so angry […]

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Explain My Credit Score So I understand

Explain My Credit Score Can someone explain my credit score to me? Just as the world is warming up, the credit climate has undergone a profound change since the recession took hold our money expert discovered. According to the latest Bank of England figures, around 1.6 million of us apply for some form of credit […]

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Top tips: how to improve your credit rating

  The days of easy credit are long gone – if they ever existed. Now, you need a really good credit rating to be in with a chance of getting the best deals. These money saving tips could help you. Understand how lenders make decisions. They calculate your credit rating (or score) by giving a […]

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Coping with Redundancy

The spectre of losing your job can be terrifying, especially when vacancies are at a record low. But once the initial shock has worn off, redundancy can herald a new beginning – a chance to set up your own business, use any pay-off to clear your debts or find a role that gives a better […]

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Check My Credit History – Truth Behind Your Credit History

Check My Credit History Myths Knowledge is power when it comes to understanding your credit history you need to have the information. Check my credit history is something everyone of us needs to do ea couple of times a year. Your credit history is reflected in your credit report, which lists credit cards, loans, mortgages […]

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The first time buyers guide to surviving the recession

Recessions come and recessions eventually go but if you were born in the 1980s or 1990s, you may not know what to expect or how to cope during a period of financial uncertainty. This guide gives all you first-time buyers a few pointers to surviving until the next boom comes around. Your attitude Stick to […]

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Are your debts out of control? Don’t ignore the warning signs

If you developed a strange rash that just wouldn’t go away, you’d visit your doctor – but it’s amazing how many people who listen to health warnings don’t do the same when it comes to wealth warnings. Now more than ever, it’s crucial to monitor your debt levels to prevent a slide into the financial […]

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Homeowners 2-year Mortgage holiday debt nightmare?

Gordon Brown could not wait to upstage the Queens’ Speech by releasing his governments’ latest initiative to the MPs in the House of Commons. He announced that mortgage borrowers who suffered from a drop in income would be able to defer their mortgage interest payments for up to two years. This initiative was agreed by […]

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To sell your home or be Repossessed? | Debt Management

Home repossessions in the UK are at a 12 year high. The recently privatised Northern Rock Bank is repossessing 50% more homes than the mortgage industry average. Ouch! In order to avoid repossession you need to talk to your mortgage lender as soon as you realise that you cannot afford your mortgage payments. The reason […]

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