How fit are your finances?
Welcome back!Applying for a new loan or credit card is a competitive business, with the best deals going to the people who have the fittest credit history. If you want to be in the running, you need to remember the old fable and act like the tortoise, taking time to manage your money, rather than [...]
Learn MoreHow to get a green light for your next mortgage and not the mortgage blues
Getting a mortgage is going to be a lot tougher - particularly for people with a less-than-perfect credit history or anyone whose income has previously been self-certified. The money saving expert recently heard the account of a lady who had missed one credit card payment and a council tax payment in the last twelve months. [...]
- 1 Comment
- Tags: bank overdrafts, best mortgages, credit card, Credit Card Debts, credit rating, credit reference agency, credit report, Debt Management, Experian credit report, finance, First-time buyers, free credit report online, Mortgage, mortgage broker, mortgage lenders, self-certified mortgages
Lloyds Banking Group launches new Mortgage Scheme for First-time buyers – Mortgage Advice
First-time buyers are finding themselves in a predicament with falling house prices as the housing market becomes more affordable. Expert opinion is they are being squeezed out of home ownership by the very large deposit they are required to have in order to secure their first mortgage. Saving up to £25,000 for a deposit takes [...]
The Sub-Prime Mortgage Market is Broken | Mortgage Advice
Mortgage resuscitation required urgently!
The UK housing market will not recover until the mortgage market is fixed and expert advice at the Bank of England says, print more money in the hope of saving our economy from a long and drawn out recession is the answer. The Council of Mortgage Lenders says the number of UK [...]
How often should you remortgage?
Over the years I have come across people who have been brainwashed into remortgaging every two or three years by their Bank, Building Society or their Mortgage Broker. These intelligent people are sold the story that know body knows where the interest rates will be in two or three years time and it is better [...]
Drowning under Mortgage, Loans and Credit Card Debts - Debt Expert
If you are at this stage you have buried your head for long enough. The demand letters just keep on arriving daily and you are now on first term names with the guys and girls at the mortgage, loan and credit card collection departments.
What ever you do don’t stop paying your mortgage. Talk to your [...]
Mortgages available at 2007 levels!
It’s nearly a week since the Bank of England dropped their base rate from 5% to 4.5% and we are still waiting for more competitive interest rates from the banks for mortgages, remortgages personal and business loans. It seems that the top four banks namely, RBS, Lloyds TSB, HBOS and Barclay’s Bank were quick to [...]
- 2 Comments
- Tags: Bank of Scotland, Barclays bank, Credit Card Debts, discounted mortgages, First-time buyers, Halifax, HBOS, homeowners, Interest Rates, Lloyds, Lloyds TSB, Mortgage, mortgage broker, mortgage consultant, Mortgages, RBS, remortgage, remortgages, Royal Bank of Scotland, Standard Variable Rate mortgages, SVR, taxpayer, taxpayers, tracker rate mortgages
Remortgages Just Got More difficult!
Breaking news from the Halifax Bank who are reporting a 13% drop in house prices for the last year. They claim that the current house price drop is the fastest and the largest house price drop they have ever recorded. The Halifax says that the monthly house price drop of 1.3% per month is now [...]
- 8 Comments
- Tags: buy-to-let, credit card consolidation, Credit Card Debts, First-time buyers, fixed rate mortgage, homeowners, Interest Rates, Mortgage, mortgage broker, mortgage consultant, Mortgages, quick mortgage, remortgage, remortgages, secured homeowner loans, standard variable rate, tracker mortgage
