One Million Empty Homes Lie Unoccupied The one million empty homes are uninhabitable properties, properties waiting on demolition, council properties that have been boarded up after re-housing the tenants, housing association properties that are boarded up, flats above shops that are unoccupied and private properties that have been left vacant by their owners. The...
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My Credit Score Report My Credit Score Report – Talk Money Blog’s Money Saving Advice suggests that if you still believe that eating crusts will make your hair curl and that elephants are afraid of mice, you might also Continue Reading as you might also be clinging to some myth about your credit score...
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Understanding Your Credit File Here are some money tips that suggest your credit file rating could suffer as a result if you not understand what credit file terms are all about. It can be hard to navigate the credit minefield, which is littered with technical credit file terms and governed by rules that many...
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The Lowest Mortgage Rate in Decades Homeowners are today missing out on some the lowest fixed mortgage rate deals available in the last twenty four years. On the 9th March 2009 the Bank of England first reduced the base rate to 0.5% where it has remained for the last 31 months and homeowners have...
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Credit Scoring Finance lenders use credit scoring to help them decide whether or not to approve applications for loans, credit cards, mortgages and other forms of credit like mobile phone contracts. Since the recession we have seen credit scoring being used more and more to determine which interest rate an applicant should be charged...
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Lloyds Banking Group has launched a mortgage product aimed at the Negative Equity Mortgage borrowers that have a mortgage with no capital in their property and they need to move home. This comes as inflation rockets, growth in the economy falls below zero and Mervyn King the Governor of the bank of England recently...
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Negative Equity Mortgages Return The return of negative equity mortgages has become widespread again due to the collapse in the housing market which happened due to the global downfall of the banking system. The last time we saw mortgaged property worth less than the amount borrowed to purchase them was back in the late...
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Money saving expert believes that the stamp duty holiday on properties costing less than £250,000 is set to become permanent, more homes coming onto the market in the wake of the abolition of Home Information Packs and a few green shoots of economic recovery poking through, now could be the ideal time to take...
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Last month saw the lowest mortgage approvals since this recession started back in 2007. First time buyers are still struggling to get on the property ladder and some of the latest information suggests that the average age of a first time buyer is 37, this is frightening. With first time buyers’ stamp duty holiday...
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This is an article that I felt our readers would enjoy it was written by Colin Fernandez of the Daily Mail Online 27th September 2010 When Cameron Hope tried to get a loan to help his business grow he felt as if he were talking to a brick wall. In fact, he became so...
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