Get Cashback Online Today A new money saving phenomena sweeping the UK today is cashback online Shopping. We have already seen a sharp increase in our monthly mortgage payments and a dramatic rise in our shopping and utility bills. We are told by the media that this is the effects of the credit crunch as...
Read More »
This is an article that I felt our readers would enjoy it was written by Colin Fernandez of the Daily Mail Online 27th September 2010 When Cameron Hope tried to get a loan to help his business grow he felt as if he were talking to a brick wall. In fact, he became so...
Read More »
Recessions come and recessions eventually go but if you were born in the 1980s or 1990s, you may not know what to expect or how to cope during a period of financial uncertainty. This guide gives all you first-time buyers a few pointers to surviving until the next boom comes around. Your attitude Stick...
Read More »
The question of whether to over pay your mortgage or accept a low return on your money invested is an importance issue in today’s economic climate. As a money saving expert, I will explain how you can save thousands of pounds by over paying your mortgage and why it is more tax efficient than...
Read More »
The Bank of England’s interest base rate is expected to reach an all time low of 1% later today. The current rate of 1 ½ % is the lowest level of interest base rate ever seen in 315 years since it was established in 1694. This is dreadful news for savers but great news...
Read More »
Most of us will still be in work in 12 months’ time but, with predictions that three million people will be unemployed by the end of 2009, it’s sensible to ask yourself what you’d do if you were one of the unlucky ones. Advance planning could mean you’ll cope better if the worst happens...
Read More »
Chancellor Alistair Darling announced ‘The Savings Gateway Scheme which will be introduced in 2010. It is a state-funded saving scheme to help lower income families to start saving. It is part of the Governments long-term plan to support individual savings, it originally started with the launch of the Isas, Child Trust Funds. This scheme...
Read More »
Technically we are told by the government that we are in a recession when we have two quarters of negative growth in our economy. Mervyn King the Governor of the Bank of England has just admitted that we are entering a recession. It’s funny that most of us have known for the last six...
Read More »
The recent economic downturn has had a major effect on the banks and the amounts that you can safely save with them. The government has nationalised two British banks so far, the Northern Rock and the Bradford & Bingley. The savings accounts from the Bradford & Bingley were passed to the Abbey Bank which...
Read More »
