Four Steps to Follow If You Have No Credit History
No Credit History Having no credit history is sometimes just as much of a problem as having a bad credit history. While this may sound a bit absurd, and actually it is pretty backwards, getting a loan for anything when you have no credit history can be challenging. In some cases, it might not happen […]
Buying A Used Car Privately? Buyer Beware (Caveat Emptor)
Buying a Used Car January sales are a good time for buying a used car from car dealers as they want a share of the January Sales and often they have great offers on used cars. Also consider buying a used car in the same month that the new car registration are released. There are […]
Master The Art Of Reducing Your Food Shopping Bill
Reduce Your Food Shopping Bill Today! All the supermarkets are now fighting for your food shopping business. Some supermarket stores are even offering to price match other supermarket stores. The latest is Morrison’s who are price matching the German discount stores Aldi and Lidl. This is great news for the shopper. This year we have […]
Is There Life After Bankruptcy Or An IVA?
Bankruptcy – The Story So Far! Back in the last quarter of 2008 we reported that 29,444 people in England and Wales had declared bankruptcy which was an 18.5% increase for the same period in 2007. About 2/3rds of these people some 19,100 declared themselves bankrupt during this period; this is a record number of bankruptcies. […]
Who’s Making Money From the Tower of London Poppies?
eBay Stops Their Resellers making money from selling Poppies eBay decided it had the moral compass to stop their eBay Sellers from making money selling their ‘Tower of London Ceramic Poppies’ by artist Paul Cummins, living artwork ‘Blood Swept Lands And Seas Of Red’ on their auction site. The Daily Mail reported that the auction […]
The Definitive Guide To Understanding Your Credit File
Understanding Your Credit File. Your credit file is also known as a credit report or credit history. It is important that you understand what your credit file is all about. It can be hard to navigate the credit minefield, which is often littered with technical credit file terms and governed by rules that many of […]
Why Do I Need A Lasting Power Of Attorney?
What Is A Lasting Power Of Attorney? A ‘lasting power of attorney’ should be seriously considered when writing your Last Will and Testament. They go together like strawberry and cream, especially if you are going to the trouble of making a will. It’s advisable that you consider protecting your family by having a valid lasting […]
Work From Home – Start Your Billion Dollar Business Today!
The Future is a Work From Home Business. Every one of us has the ability to build a ‘Billion Dollar Business’ whilst working from home. Work from home businesses often require small investments, few working hours in the beginning and have small overheads. Most billion dollar business have been started by ordinary people from humble […]
New Pension Rules Give You Control Of Your Pension Funds
Changes To UK Pensions Rules Start April 2015. The Chancellor of the Exchequer George Osborne announced earlier this month that the government was introducing new Pensions rules from next April 2015. The new pension rules will allow pension holders over the age of 55 next April (2015) to use their pension pot like a bank […]
Payday Lenders Slammed by Financial Conduct Authority
Payday Lenders Have New Restrictions Imposed By The FCA Over 50,000 consumer credit firms including payday lenders, door-step, loan sharks and logbook lenders have all had time called on them by Financial Conduct Authority (FCA). Included in the 50,000 consumer credit firms are the high street bank lenders and credit card providers. Some providers are […]
A Simple Guide To Home Ownership For The First Time Buyer
Your First Steps As A First Time Buyer To Successful Home Ownership The biggest problem facing a first time buyer is getting a mortgage and being able to afford the repayments. Obtaining any mortgage has become very challenging since August 2007. Prior to August 2007 all lenders were only to happy to lend money to […]
The Best Money Saving Advice Available Today!
Money Saving Advice Guaranteed To Save You Money! The Credit Crunch has hopefully come and gone in the last seven years. America, Europe, Japan and the United Kingdom have all acknowledged that the recession of the past seven years was the worst recession in history. Many economic pundits have put it’s severity on a level […]
How To Survive This Christmas On A Budget
Surviving Christmas On A Budget Christmas is a time of religious celebration, a time to spend time with your close family, your extended family, your friends and it is a time for rest and enjoyment. Christmas is a time of giving and receiving and there is no rule that says you need to spend a […]
Your Retirement Could Be A Nightmare!
Retirement Nightmare! After twenty five years most of us have paid our mortgage, our children have usually flown the nest and have families of their own and we find ourselves fast approaching middle age and retirement. When our children leave home we discover that we have more disposable income and we are in a better […]
What Are Binary Options And How Do They Work?
Binary Options To-date. Investing in one’s future is a tradition as old as time. The first recorded instance of investing can be traced back to 1700 B.C., in the Code of Hammurabi; however, methods of investing have changed significantly over the centuries. While most of today’s investing is in stocks and bonds, the way in […]
Mis-sold Packaged Bank Account: Do You Have A Claim?
What is a Mis-sold Packaged Bank Account? Most people in Britain today have a bank account. In the past many bank customers were mis-sold a premium bank account by bank staff. The type of account responsible is a bank account which charges its customers a monthly fee of between £5 and £25 per month for […]